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The Syndicate Advantage


Syndicate Financial is a discount mortgage firm offering flat fees rates and streamlined costs. Our business practices are how we offer superior products at vastly reduced fees while maintaining the best rates in Colorado. There are three areas where Syndicate can save you money. We first discount our services through our flat fee pricing. The industry standard is to charge one percent of the loan as an origination fee. This could cost thousands of dollars from a single fee. At Syndicate, we do not believe that higher loan amounts should mean higher fees. We have simple tiered system that utilizes flat fees for both conventional and jumbo loans. Second, we rebate the yield spread premium back to our clients allowing them to participate in bank rebates that would otherwise go to the broker. In most cases, the yield spread would be additional compensation paid to the mortgage broker for placing the client into a higher interest rate. Third, we have smaller closing costs because of our streamlined business model. Unlike, large lenders that require additional employees for origination, processing and closing, Syndicate utilizes the same people throughout the loan process resulting in smaller costs and no junk fees.

Syndicate Financial is a discount mortgage firm offering flat fees rates and streamlined costs. Our business practices are how we offer superior products at vastly reduced fees while maintaining the best rates in Colorado. There are three areas where Syndicate can save you money.
We first discount our services through our flat fee pricing. The industry standard is to charge one percent of the loan as an origination fee. This could cost thousands of dollars from a single fee. At Syndicate, we do not believe that higher loan amounts should mean higher fees. We have simple tiered system that utilizes flat fees for both conventional and jumbo loans.
Second, we rebate the yield spread premium back to our clients allowing them to participate in bank rebates that would otherwise go to the broker. In most cases, the yield spread would be additional compensation paid to the mortgage broker for placing the client into a higher interest rate.

Third, we have smaller closing costs because of our streamlined business model. Unlike, large lenders that require additional employees for origination, processing and closing, Syndicate utilizes the same people throughout the loan process resulting in smaller costs and no junk fees.